Credit terms:
Purpose for reimbursement of tuition fees
Loan amount from 5 000 to 1 500 000 KGS / or equivalent in USD
Interest rate* from 23% KGS; from 17% USD
Principal repayment schedule Monthly equal shares, flexible schedule; Payment Vacations
Pledge Without pledge, but third party guarantee needed: up to 400 000 KGS / or equivalent in USD
The real estate from 401 000 – 1 500 000  KGS / or equivalent in USD
Duration from 3 to 60 months
Age of the borrower or guarantors borrower from 18 years, guarantor from 25 years
Commission for loan servicing 1.5% of the loan amount
Early repayment of the loan not limited, without penalty


*Effective interest rate (annual), including sales tax KGS: from 27.04%, USD: from 19.59%