Credit terms:
Purpose Installation of new windows, doors, thermal insulation, heating systems, water supply, installation of bathrooms, building of bathrooms
Loan amount from 10 000 to 1 000 000 KGS / or equivalent in USD
Interest rate* from 26,5% KGS; from 17,5% USD
Principal repayment schedule Monthly equal shares, flexible schedule; Payment Vacations
Pledge Without pledge, but third party guarantee needed: up to 400 000 KGS / or equivalent in USD
The real estate from 401 000 – 1 000 000  KGS / or equivalent in USD
Duration from 3 to 60 months
Age of the borrower or guarantors from 22 to 75 years
Commission for loan servicing 1.5% of the loan amount
Early repayment of the loan not limited, without penalty


*Effective interest rate (annual), including sales tax KGS: from 31.62%, USD: from 20.21%